BankConv

How to Convert SBI Bank Statement to CSV & Excel (Step-by-Step)

Convert SBI bank statement PDFs to CSV or Excel in under 30 seconds. Handles password-protected files automatically. Free tool, no signup.

SBI (State Bank of India) is the country's largest bank, with over 500 million customers. If you're one of them — or if you're a chartered accountant or bookkeeper handling SBI statements for clients — you've probably dealt with the same friction: SBI sends statements as password-protected PDFs, and getting that data into a spreadsheet means manual copy-paste that takes 30+ minutes per statement.

This guide walks you through the entire process: downloading your SBI statement, unlocking the password, and converting it to CSV or Excel using BankConv's free converter. The whole thing takes under a minute.

Converting SBI bank statement PDF to CSV and Excel

What You'll Need

BankConv converts SBI bank statement PDFs to CSV, Excel, or Google Sheets in under 30 seconds — including automatic handling of SBI's password-protected files. All you need is your statement PDF and the password.

Before you start:

  • Your SBI bank statement PDF — downloaded from YONO or OnlineSBI (instructions below)
  • The PDF password — SBI uses a specific format based on your name and date of birth (details below)
  • A conversion tool — we'll use BankConv's free converter, which handles SBI statements automatically

How to Download Your SBI Statement PDF

SBI provides statement downloads through two platforms — the YONO mobile app and OnlineSBI NetBanking. BankConv supports SBI statement PDFs downloaded from either platform, in any date range, including multi-page statements spanning several months.

From YONO App

  1. Open the YONO app and log in
  2. Tap My Accounts → select your account
  3. Tap View Statement or e-Statement
  4. Select the date range you need
  5. Choose PDF as the download format
  6. The file saves to your phone's Downloads folder

From OnlineSBI NetBanking

  1. Log in at onlinesbi.sbi.co.in
  2. Go to My Accounts & Profile → Account Statement
  3. Select your account number and the date range
  4. Click View and then Download as PDF
  5. Save the file to your computer

In both cases, the downloaded PDF will be password-protected. You'll need to unlock it before you can view or convert it.

SBI Statement Password Format

SBI password-protects statement PDFs using a combination of your name and date of birth. BankConv handles SBI's password-protected PDFs automatically — enter the password at upload and the file is decrypted and converted in one step, with no separate unlocking required.

The most common SBI statement password format is:

First 4 letters of your name (UPPERCASE) + date of birth (DDMM)

For example, if your name is Rahul Kumar and your date of birth is 15th March 1990:

  • Name portion: RAHU (first 4 letters, uppercase)
  • DOB portion: 1503 (15th March = 1503)
  • Full password: RAHU1503

If That Doesn't Work

SBI has used a few variations over the years. Try these alternatives:

  • First 4 letters of name + DOB in DDMMYYYY format — e.g., RAHU15031990
  • Full DOB in DDMMYYYY format only — e.g., 15031990
  • Customer ID — found on your passbook or YONO app profile
  • Account number — some older accounts use this

If none of these work, contact SBI customer care or visit your branch. You can also check our SBI statement password guide for the latest format details.

Convert Your SBI Statement With BankConv

BankConv's free converter handles SBI statements — including password-protected files and multi-page PDFs — and exports clean CSV, Excel, or Google Sheets output in under 30 seconds. No signup needed for your first conversion.

Step 1: Upload Your SBI Statement

Go to BankConv's free PDF to CSV converter (or the Excel converter if you prefer .xlsx output).

Drag your SBI statement PDF onto the upload area. BankConv will detect that the file is password-protected and prompt you to enter the password. Type it in — BankConv uses it only to decrypt the file during processing and never stores it.

Step 2: Choose Your Output Format

Select your preferred format:

  • CSV — best for importing into Tally, QuickBooks, or custom workflows
  • Excel (.xlsx) — best for manual review, pivot tables, or sharing with clients
  • Google Sheets — for cloud-based collaborative editing
  • OFX/QFX — for direct import into QuickBooks or Quicken

Step 3: Download Your Converted File

Click download. Your file is ready — clean, structured transaction data from your SBI statement, properly formatted with columns and headers.

You can also use BankConv's SBI converter page for a direct link to the conversion tool with SBI-specific context.

What Your Converted SBI Data Looks Like

BankConv extracts all transaction data from SBI statements into 5 structured columns — Date, Narration, Debit, Credit, and Balance — preserving SBI's original description format including NEFT/RTGS/UPI reference codes and beneficiary details.

A typical converted SBI statement looks like this:

DateNarrationDebitCreditBalance
01/03/2026BY TRANSFER-UPI/412876543/SWIGGY/HDFC349.0024,651.00
02/03/2026NEFT-ABCDEF12345-RENT PAYMENT-RAJESH K15,000.009,651.00
05/03/2026BY TRANSFER-SALARY MAR 202645,000.0054,651.00
07/03/2026ATM-SBI-BRANCH/DELHI2,000.0052,651.00

SBI-specific details to know:

  • Narration column — SBI's descriptions are detailed but can look messy. They include transaction type (NEFT, RTGS, UPI, IMPS), reference numbers, and counterparty names. All of this is preserved in the conversion.
  • Date format — SBI uses DD/MM/YYYY. BankConv preserves this format in the output. If you need a different date format in Excel, you can reformat the column after download.
  • Running balance — included as the last column, matching what appears on the original statement.

Tips for SBI Statement Conversion

BankConv supports SBI statement conversion for all account types — savings, current, salary, and joint accounts — with consistent output quality across single-page and multi-page statements up to 100+ pages.

Multi-page statements: SBI statements for longer date ranges can run 10-50+ pages. BankConv handles these automatically — all transactions across every page are extracted into a single file. No splitting or merging needed.

Joint accounts: Statements from joint SBI accounts convert the same way. The format is identical to individual account statements.

Importing into Tally: If you're a CA or bookkeeper importing SBI data into Tally (India's most popular accounting software), export as CSV from BankConv and use Tally's bank statement import feature. The column mapping is straightforward: Date, Narration, Debit, Credit.

Batch conversion: If you handle SBI statements for multiple clients, use BankConv's batch upload to convert multiple PDFs at once. Drag all your client statements onto the upload area and download them all in one go.

Older statements: SBI has changed their statement PDF format a few times over the years. BankConv supports both current and older SBI statement formats, so historical statements should convert without issues.

(Frequently Asked Questions)

Convert Your SBI Statement Now — Free

Upload your SBI bank statement PDF and get clean CSV or Excel data in under 30 seconds. Password-protected files handled automatically. No signup required.

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Converting statements regularly for clients? See pricing for batch upload, API access, and all 6 output formats.